The great thing about the Christmas break is that it usually gives us time to rejuvenate and re-focus. This can mean many different things to each of us, but the one common ambition is to be organised and to feel more in control. Some of us spent that time cleaning out that cupboard/drawer/shelf that despite our best intentions became our dumping ground last year. Some of us also thought we'd better check our super statements and make sure we know where it all is, how much insurance we actually have, and who our nominated beneficiaries are. Sound familiar? Being aware of your finances is a good way to start the year. Here's to the summer tidy up and Happy New Year!